Every morning I come into the office, check voicemail, answer a few emails, drink my jade citrus mint tea, and review my client’s upcoming renewal policies. Most days I only have a handful of policies to be reviewed, but today was an exception. Today I had forty five policies to review, and every single one had a premium increase. Some more than others, but in most cases – the increase was substantial to their Washington car insurance rate. One of those policies was my own, and the increase was over $500 a year.