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The real reason your Washington car insurance rates went up and what to do about it!

by Elisha Cavanaugh February 10, 2017
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Every morning I come into the office, check voicemail, answer a few emails, drink my jade citrus mint tea, and review my client’s upcoming renewal policies. Most days I only have a handful of policies to be reviewed, but today was an exception. Today I had forty five policies to review, and every single one had a premium increase. Some more than others, but in most cases – the increase was substantial to their Washington car insurance rate. One of those policies was my own, and the increase was over $500 a year.

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When the Insurance Agent Becomes the Customer: A Real Life Claims Experience

by Elisha Cavanaugh June 20, 2016

There’s an old adage about a cobbler’s child having no shoes.  The idea is the cobbler is so busy working on other people’s shoes their own family goes without. I think the opposite is true in the insurance world. Continue reading →

My car is getting older so why do my auto insurance rates keep increasing?

by Elisha Cavanaugh February 6, 2016

At Sound Pacific Insurance, we get this question all the time, so of course, I wanted to address it here for all of our readers.

First things first, even though it’s called car/auto insurance, it covers more than just your car. It should technically be called “auto-owners” insurance, similarly to how home insurance is actually called “home owners insurance”.

It’s important to understand that there are a lot of variables that go into insurance premiums, and with auto insurance, it’s no different.

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Will my insurance premium decrease if my credit improves?

by Elisha Cavanaugh February 6, 2016

I was recently asked this question by one of our Sound Pacific Insurance clients, and thought I would share the answer here for our readers.

There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the fact that insurance companies use credit in their underwriting.

Some people have absolutely no idea that it’s used in the rate at all.

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Recent Posts

  • The real reason your Washington car insurance rates went up and what to do about it!
  • When the Insurance Agent Becomes the Customer: A Real Life Claims Experience
  • My car is getting older so why do my auto insurance rates keep increasing?
  • Will my insurance premium decrease if my credit improves?

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4218 South Steele Street #300
Tacoma, Washington 98409
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